Core assessment and roadmap
A dependency map of what actually touches the core, what can move first, and what has to move together. The output is a sequence you can fund in stages rather than a two-year leap.
Industries
Banking
Core systems that have run for decades, examiners who expect evidence, and customers who expect an app that works. We help banks modernize without putting any of that at risk.
Core modernization
Most of the risk in a core program is not the new system. It is the years during which both systems run at once. We scope for that period explicitly, so the migration can be paused, audited and resumed without losing its place.
Payments and channel integration
ISO 20022 messaging, real-time rails and the middleware between them. Old and new paths run in parallel until the new one has proven itself under real load.
Data migration and reconciliation
Balances that match to the cent on every run, with the reconciliation evidence an examiner will ask for. A migration is not finished when the data moves; it is finished when it reconciles.
Legacy decommissioning
The step most programs skip. We retire the system you replaced, along with its interfaces and its reporting, so you stop paying for both.
Risk, fraud and regulatory reporting
Supervisory expectations now reach the models themselves, not only their outputs. These engagements are built so that every figure can be traced back to the record it came from.
Fraud and AML analytics
Detection models tuned against your own loss history, with the false-positive rate treated as a cost rather than a side effect. Case management workflow included.
Regulatory reporting
Reporting pipelines carrying lineage from the submitted figure back to the source record, so an examiner's question takes an afternoon instead of a quarter.
Model risk governance
Documentation, validation and ongoing monitoring that meet SR 11-7 expectations, written while the model is built rather than reconstructed before review.
How we help
Our six practices, applied to banking
AI strategy & implementation
Where AI holds up under model risk review, and where it does not.
Cybersecurity
Controls mapped to FFIEC expectations, then tested against them.
Data modernization
One governed source behind risk, finance and regulatory reporting.
Cloud & cost optimization
Migration paths that answer your regulator's concentration-risk questions.
Software development
Customer-facing channels built to the standard the core is held to.
Strategic IT planning
A multi-year roadmap your board and your examiners can both read.
Modernization you can pause, audit and defend.
Every engagement is scoped to reach a stable, documented stopping point. That is what makes a multi-year core program fundable in the first place.
Talk to an expert today
A 20-minute call with a senior consultant. You’ll leave with a clear next step, whether or not we work together.